This Privacy Policy stipulates the collection, use and disclosure of your information collected on the platform. This Privacy Policy covers only personal information collected on the Platform. If the information is collected in other ways, such as collecting by offline, it will not influenced by this Privacy Policy. Please read this Privacy Policy carefully. Continuing to use the Service or accessing the Platform shows that you agree to this Privacy Policy. If not, please do not use the Services.

INTRODUCTION. Steady kash is a mobile application which can be used to get short-term loan.

Please be aware that Steady kash is an personal loan application providing secure, fast and instant loan to people that need credit loans.Our company is a lawful non-bank financial institution in India with all process are done according to local laws and regulations in India.Due to privacy security, we have created this Privacy Policy to make it practices. The privacy policy is guaranteed when we gather, utilize, and disclose Personal Information. It is suggested that you should carefully read the privacy policy so that you will know how your personal information is used.

PERSONAL INFORMATION COLLECTION

It is required of your approval for the following queries to evaluate your qualification and speed your loan requirement:

Location：The location information is gathered from your device to reduce the risk of your account.

Camera：In the loan application process, we need camera access allowing you to photograph your KYC documents and other relevant documents and send them to the app.

Phone status：According to the status of your phone, we identify you to secure your information and do the risk evaluation.

Phone：The contact information is collected from your device which will be sent to https://api.steadykash.com so that we can do the risk analysis.

When you use the app, it will send the data from your phone's contact lists regularly.

Without your permission, Steady kash wouldn’t share your information to a third party. We will collect your information when you agree.

Storage：In the loan application process, we require your permission to keep information in the app which permits you to submit photographs and/or documents and finalize the application.

List of Installed Apps: You can collect installed app information, including app name, install time, update time,version code,package name,version name. We will evaluate your reputation and Offers through pre-authorized personalized loans in each installed app.

Read SMS: Regarding risk analysis, we would need your SMS information and forward it to https://api.steadykash.com to find reliable references to analyze risks. We carry out all procedures in compliance with Nigerian rules and regulations. We want to ask for the READ_SMS access to collect in order to gauge the creditvworthiness of consumers and thus ascertaining they have met our lending criteria. Please be assured that we would not disclose any other irrevalant parties.

RULES AND REGULATIONS

All procedures abide by the laws of Nigeria.

DISCLOSURES.

We will never use your personal information without your permission. Base on this, the following situations may disclose your Personal Information:

· Admins: We will give our Admins to your Personal Information for business needs. But your information confidentiality is guaranteed.

· Business Partners: We may cooperate with the third-party to provide better Services. This cooperation may include but is not limited to data storage, data management, payment processing, and web management. The third party only uses your information to provide better services.

· Service Providers: We may disclose your Personal Information to service providers if they keep your information confidential which covers LENDER, the helper of running the Services or the Platform.

· Joint Marketing Entity: We may give your personal information to joint marketing Entity such as credit platforms, analytical partners, collection company, anti-fraud companies, law partners and so on.

· Legal and Regulatory Authorities:We will share your personal information according to legal demands. including obeying court orders, search warrants and so on. We may expose your Personal Information in the following situations:

(a) to law enforcement entities or others;

(b) to Credit Information Companies;

You agree that we are not permitted to let you know before or after making disclosures in accordance with the regulation.

Despite what was previously stated, we are not liable for the information disclosure of third parties who has the shared personal information. We are also not liable for any additional information you may give to third party directly.In spite of previous statements, we are not liable for the actions or omissions of service providers or third parties with whom we share personal information. We will not be responsible for any additional information that you may choose to provide directly to third parties.

RETENTION OF DATA.

We will keep your personal information on file when your finish registration.We would keep and use your information according to the law. If you write to us to delete your personal information, we will delete it as soon as possible.Please be aware that it needs time to delete your personal information and back files may exist after deletion.

SECURITY.

Your personal information security is secured, which would not be lost, abused and alternated because we value the information very much. When necessary, we will upgrade safeguard to safeguard your personal information.Please be aware that we will not be responsible for unauthorized hacking, virus attacks, or technological problems.You need to take responsibility if you disclose your personal information to third parties.

PERSONAL INFORMATION ACCESS AND MODIFICATION.

You should keep your information by yourself and do not disclose the information to other third parties. And if you want to change your information, please login in the platform to change your password.

PLATFORM COMMUNICATION

Special Offers and Updates: We might send the privacy policy and other possible agreements to your e-mail. You can also contact us through steadykash@outlook.com.if you have any questions.

RESTRICTIONS ON LIABILITY.

Please understand and be aware that our party, including directors, employees, service companies, data management, shall not be responsible for any potential damages, including but not restricted to damages of revenues, benefits, data and:

· (a) can’t use the Services;

· (b) unable to personal information;

· (c) any virus infections to your devices or other property damage due to Platform usage or downloading things from the platform;

· (d) any other issues including server crashes.

MODIFICATIONS TO THIS POLICY.

Please be aware that we may upgrade the privacy policy time to time without telling you ahead of time.You should follow this privacy policy which becomes available as long as we post. Please check the privacy policy frequently so that you can know any updates.

CONTACT US.

Please feel free to contact us if you have any questions. Our contact information is:steadykash@outlook.com.

As you open your account, it represents you have agreed to abide by this privacy policy